Financial & Insurance

We appreciate that orthodontics is a considerable investment and it is important to us that we work out a convenient payment plan with you. No matter what you've believed in the past, a confident, radiant smile is within your reach!

Fees for orthodontic treatment depend on your specific treatment needs and will vary accordingly. Our Treatment Coordinator, Stephanie, will review all fees and work within your budget to find one of the following payment plans for you before we begin treatment:

  1. PAYMENT IN FULL: If you are interested in paying the entire fee at the start of treatment, we are happy to offer a fee reduction of 5% for payment in full using cash or check, or a 2.5% fee reduction using a credit or debit card as a book-keeping courtesy.
  2. OFFICE PAYMENT PLAN: Initial down payment and equal monthly drafts over the course of your treatment from your checking or savings account. We also accept Visa, MasterCard, Discover and American Express for initial and monthly drafts.
  3. EXTENDED FINANCING: Lending Club makes it easy to say YES to treatment with no-interest options, low monthly payments, no money down, and no payment for 3-7 weeks. Take up to 84 months to pay with great interest rates based on your credit!


As a service to you, we will process your insurance forms. Our office is committed to helping you maximize your insurance benefits. Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee overage due to the complexities of insurance contracts.

Dr. Trammell is a preferred provider for the following insurance plans:

  • MODA
  • Delta Dental
  • ODS
  • MetLife
  • Cigna
  • PacificSource
  • Advantage
  • Kaiser Permanente


We are very proud to have one of the most knowledgeable Financial Coordinators in the business. Lisa works with many different Flexible Spending and HSA programs and she is extremely capable of taking care of the paperwork associated with this form of reimbursement. You have a reimbursement plan expert working for you at Trammell Orthodontics!